Investment Calculator
Project compound growth from a starting balance and recurring contributions, then read year by year what you put in versus what you earned.
Open calculator
Financial Calculators
Free financial calculators for investing, mortgages, home buying and retiring early. See the full breakdown behind every number.
Growing money
FIRE Calculator
Model every account you own — taxable, 401(k), IRA, Roth and HSA — against its penalty-free age, then read how much of your spending the dividends actually cover through the gap years.
Open calculator
Buying a home
Home Purchase Calculator
Race your investments against home appreciation to find the year you can finally cover the down payment, then read the mortgage you would sign at that future price.
Open calculator
Mortgage Calculator
Work out principal and interest, add taxes, insurance and HOA for the real monthly number, then read the full amortization schedule.
Open calculator
Debt-to-Income Ratio Calculator
Add up your income and monthly debts to get the DTI lenders actually use, including the discount they apply to investment and rental income.
Open calculator
Owning a home
Home Equity Calculator
Track the equity you build as your home appreciates and your loan shrinks, then switch to what a sale would really pay once selling costs, the mortgage payoff and the $250,000 capital gains exclusion come out.
Open calculator